Salem County Woman - The Women of Salem County New Jersey (NJ)
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Astro Sign Company
Fast-teks
Harvest Community Bank
Henry D Young Insurance
Salem Community College
Sun National Bank
The Bank
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Zeus Creative Services woman

Filing an Insurance Claim?
Six Steps Make it Easy/Stress-Free
Henry D. Young Insurance

[click here to read entire article]

Late winter storms across the U.S. have resulted in significant property damage to homes, cars and businesses; however, knowing how the claims process works is an effective way to make the most of your insurance dollar, according to the Insurance Information Institute (I.I.I.).

“Those with property damage should contact their insurance company as soon as possible,” said Jeanne M. Salvatore, senior vice president and consumer spokesperson at the I.I.I. “This also pertains to flood losses covered by the National Flood Insurance Program. Let your insurance professional know the extent of the damage and begin documenting the loss with lists and photographs.”

The I.I.I. suggests these six steps when filing a claim:

1. Call your insurance company as soon as possible.

2. Document Your Loss.

3. Keep Receipts for Additional Living Expenses (ALE).

4. Make Temporary Repairs to Prevent Additional Damage.

5. Be Organized.

6. Don’t be the Victim of a Scam.

To help consumers become familiar with the claims process, the I.I.I. has created a podcast, which can be viewed or downloaded from the I.I.I. Video page: Six Steps to Follow When Filing a Claim. It outlines the steps that consumers need to take when filing an insurance claim after a disaster. The podcast is also available on iTunes and can be found by typing, “Insurance Information Institute” into the search field.

For a related video news release on claim filing, go to How to File a Homeowners Insurance Claim.

The I.I.I. is a nonprofit, communications organization supported by the insurance industry.

Business & Finance

This month, we would like to thank and highlight our featured businesses in our Business & Finance section. It is our advertising sponsors who are supporting our efforts to provide you with a free monthly online magazine for your reading pleasure. We hope that you will support them in turn by participating in our shop local campaign and help us keep our small businesses in Salem County!

Astro Sign Company & Outdoor Advertising, Inc. has built a strong foundation and reputation by providing quality products and outstanding customer service from design through installation. For all of your sign project and outdoor advertising needs in the New Jersey, Pennsylvania, Delaware, Maryland or Southeastern New York area, call Astro Sign Company at 856-769-7900.

Fast-teks is a leading on site computer services company. Our technicians, trainers and website developers have helped thousands of small businesses and homeowners with their computer needs. Serving Salem, Gloucester and Cumberland Counties. When your computer goes down we are your one call computer experts!

Harvest is a community bank. Our heart lies in the communities we serve, and we firmly believe that we need to give back to those communities – with service and financial support. If you believe that you are entitled to excellent banking services no matter where you live or how much money you have, then make a commitment to a local bank that cares about you and our community.

Henry D. Young, Inc. is a Salem County based independent insurance firm dedicated to providing you quality personal and commercial insurance programs. Located in Salem, New Jersey, Henry D. Young is conveniently located and available to serve the personal, commercial, life and health insurance needs of families and businesses in New Jersey, Delaware and Pennsylvania.

Salem Community College (SCC) offers associate degrees (A.A., A.F.A., A.S. and A.A.S.) and certificates in over 40 liberal arts, business, nursing and technology programs of study. Salem Community College features the only Scientific Glass Technology associate degree program in the United States. The program celebrated its 50th anniversary in 2009. 

Sun National Bank provides a full-range of banking products and services, delivered by bankers who know your name. Personal attention accompanies world-class service and competitive products that meet the needs of today's consumers and businesses. Sun believes that doing business in the community means being a part of it.

The Bank works hard to develop and maintain long-term relationships with customers as well as our employees. Our commitment to our customers is to listen to your needs and provide you with appropriate solutions tailored to assist you in achieving your financial goals. It's easy to join our family with the Simply Switch Kit - because we do all the work. Just call 1.866.248.BANK and switch today!

Zeus Creative Service's owner, Kirsten Engstrom, is an award winning graphic designer with more than two decades of professional experience in local, regional, national and global communications. Kirsten has completed many designs, projects and brochures for the Wharton School of Business and the University of Pennsylvania.

Thank you again to all of our sponsors! Your continued support is very much appreciated by The Women of Salem County and our loyal readers!


Take a Vacation from your Business
by Christine DeGraff
Websketching Web Design

Most of us look forward to those two weeks a year of vacation (if we are lucky, they are in a row and we are going away!), but with it usually comes a lot of stress as well, especially if you own your own business. It is very hard to "leave it behind" and actually relax, but you need that time to unwind, recharge and spend time with your family and friends. Of course, at the same time, you still need to stay in business and you want things to run as smoothly as possible while you are away.

What usually ends up happening nowadays is people end up checking their Blackberry every 1/2 hour, pulling out their laptop and working an hour or two everyday and spend at least an hour a day returning phone calls - now is that really a vacation?? I think not. This year, why not plan ahead and make it a goal to take a real vacation? Here are some steps to take a vacation from your business!

Before you go:

  1. If possible, have someone cover for you. 
  2. Let your clients know in advance that you will be going on vacation. 
  3. Get as caught up as possible. 
  4. Think about the things that must be done (that you would normally do) during the time that you would be gone and figure out a plan to handle them.
  5. Set your vacation "away message" on your email. 
  6. Clean your desk! 
  7. Leave your work at work!

While you are away:

  1. Turn your Blackberry, cellphone, beeper, etc. OFF! 
  2. Forget about work. 

When you come back:

  1. Turn off your vacation message.
  2. Return your voice mail back to your normal message.
  3. Check your messages!
  4. Get out that list and jump right in! You should be nice and recharged and ready to go!


FEATURED BUSINESS LINKS
Harvest Community Bank   HD Young Insurance, Salem, NJ   Salem Community College   The Bank   Zeus Creative Services   Sun National Bank   available
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